Independent guidance. Rooted in West Virginia.

Protection, made personal

Good people deserve a good partner in protection.

An independent agency helping West Virginia families and businesses find the coverage and peace of mind they deserve.

Built around working people

Standing behind the unions that built our state.

Specialized group benefits, trust consulting, and complete labor leader liability protection for local unions across West Virginia.

Independent. Here for West Virginia.

Commercial protection that protects your foundation.

A full-service independent agency helping local businesses, multi-family housing, and student properties find the right coverage.

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Unity insurance advisor ready to help clients
Here for West Virginia

A West Virginia independent agency

Our number one duty is to our clients.

Unity Insurance Group is a full-service, independent West Virginia insurance agency. As your agents, it’s our responsibility to help you find the best service, coverage, and value for your needs.

What we do

For commercial property and casualty, we work with major West Virginia-approved carriers and, for hard-to-place needs, have access to markets outside the state. We’re here for your insurance needs.

Through partnerships with professional groups, we also offer employee benefit services directly to unions and union employers.

Through partnerships with professional groups, we offer employee benefit services directly to unions and union employers.

Personal and business coverage

Make every insurance conversation more human.

We’re here to help you find the individual and business coverage you need. We take pride in building relationships and helping you see the options available.

A specialty of ours

Benefits that understand the way you work.

Unity specializes in unions and unionized employer groups. We help groups explore health coverage and employee benefits, including funding alternatives and customized plans for multi-employer trusts and union health and welfare plans.

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Benefits, built for your group

Group health

Employee benefits

Union health & welfare plans

Partially self-funded options

Fully insured options

Group coverage options through established health insurer relationships

Specialty programs

Coverage shaped around your community.

Some properties and organizations need a more tailored approach. We’ll help you explore the right program for your needs.

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Affordable housing

For privately owned, multi-family properties where more than 20% of rental income is government subsidized. Business income coverage can include both rent and subsidy losses.

Senior housing and eligible properties with social services may also qualify. Certificates of insurance are required before a quote.

Ask about this program
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Senior living

Coverage for active retirement and independent living communities for residents age 55 and older.

Eligible settings can include independent living services such as dining, laundry, housekeeping, and transportation. Certificates are required before a quote.

Ask about this program
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Student housing

A program for multi-unit housing with quality life-safety features and management.

Dormitories, fraternities, sororities, single-family homes, and buildings with frame balconies are not eligible.

Ask about this program

Programs are designed for the risk. Available property and liability coverages depend on the specific property and underwriting review.

Union liability

Support for the people who stand up for workers.

Labor leaders face personal bankruptcy just by doing their job. Lawsuits against unions and union leaders can be addressed with customized coverage for unions and union-related organizations.

Talk with Unity about union liability
Duty of fair representation
Employment practices
Personal injury
Individual labor leader protection
Fiduciary and trustee liability
ULLICO trusted partnership

Real estate programs may include an umbrella liability limit of up to $25 million, subject to eligibility and terms.

Independent options. Personal attention.

Being insured with the best has its advantages.

Our most significant strength is our relationships. As an independent insurance agency, we work with regional, national, and global insurance companies. Those long-standing relationships help us serve clients and explore coverage that may not be readily available elsewhere.

Regional National Global relationships
Talk through your options

A network built around your needs

Strong relationships. More ways to protect what matters.

Contact Unity

We’re here when you need personal, one-on-one help.

Get in touch directly with our Charleston office or connect with your agent by phone or email. We’re always glad to answer questions or talk through your insurance needs.